In the United States today, we see more and more of these moral hazards happening before our very eyes.  Too many students who’ve been hovered over by parents, teachers, coaches and adult guardians are prevented from taking normal risks in adolescence. Eventually, those young adults don’t even know how to mitigate risk when it’s time to do so. In this

We are now living in a world where uncivil remarks and rude behavior are normal to see on social media. Unwillingness to allow a decision to stand if we disagree with it, dying on every hill, or feeling like our views must be voiced are just a few other ways this plays out online. Far sooner than most of us